Record Details



Enlarge cover image for Debt 101 : from interest rates and credit scores to student loans and debt payoff strategies, an essential primer on managing debt / Michele Cagan, CPA. Book

Debt 101 : from interest rates and credit scores to student loans and debt payoff strategies, an essential primer on managing debt / Michele Cagan, CPA.

Cagan, Michele, (author.).

Summary:

"The key to borrowing, managing, and paying off debt is understanding what it is, how it works and how it can affect your finances and your life. Debt 101 is the easy-to-follow guide to discovering how to pay off the debt you have plus learning how to use debt to your advantage. Debt 101 allows you to take control of your money with strategies best suited for your personal financial situation-whether you are buying a home or paying off student loans. You will learn the ins and outs of borrowing in a simple, straightforward manner, managing student loans and credit card debt, improving your credit score, understanding interest rates, good debt vs. bad debt, and so much more. Finally, you can get ahead of the incoming bills and never let your debt intimidate you again!"-- Provided by publisher.

Record details

  • ISBN: 9781507212660
  • ISBN: 1507212666
  • Physical Description: 254 pages, 8 unnumbered pages of plates : color illustrations ; 19 cm.
  • Edition: First Adams Media hardcover edition.
  • Publisher: New York : Adams Media, 2020.

Content descriptions

General Note:
Includes index.
Formatted Contents Note:
Introduction -- Chapter 1. How loans work ; A brief history of debt -- Terms & conditions -- Amoritization -- Different types of debt -- Predatory lending -- Chapter 2. The right way to borrow money ; Borrowing versus debt -- Credit building comes first -- Assets versus expenses -- Making money on the deal -- Building a business -- Chapter 3. Student loans ; Minimize your college costs -- Filling out the FAFSA -- How student loans work -- Going deeper on federal loans -- Making the payments -- Consolidating and refinancing -- Chapter 4. Credit cards ; How credit cards work -- Different types of cards -- The costs of credit cards -- Use your credit card effectively -- Balance transfers -- Getting out of credit card debt -- Chapter 5. Mortgages ; Right-size your mortgage -- Save up for a substantial down payment -- Fixed versus ARM -- Thirty year versus fifteen year -- Find the best lender -- Refinancing and prepayments -- Chapter 6. Other types of debt ; Car loans -- HEL/HELOCS -- Personal loans -- Payday loans -- Medical debt -- Business loans -- Chapter 7. Paying off debt ; Prioritize your debt -- Effective paydown plans -- Get the right help -- Dealing with collections -- Understand bankruptcy -- Chapter 8. Living debt-free (doesn't mean no borrowing) ; Wealth building -- Faster retirement savings -- Maintain an excellent credit score -- Rewards cards/credit card advantages -- Investing (in properties, etc.) but not gambling (margin accounts) -- Chapter 9. The other side of debt/be the bank ; Investing in debt -- Buy bonds -- Mortgage reits -- Peer-to-peer lending -- Hard money lending (trust deed investing).
Subject:
Finance, Personal.
Debt.
Saving and investment.
Dettes.
BUSINESS & ECONOMICS / Finance.
Finance, Personal.
Debt.
Saving and investment.
Handbooks and manuals.
Debt
Finance, Personal
Saving and investment
Genre:
manuals (instructional materials)
handbooks.
Instructional and educational works
Handbooks and manuals
Instructional and educational works.
Handbooks and manuals.

Available copies

  • 1 of 1 copy available at Northwest Indian College.

Holds

  • 0 current holds with 1 total copy.
Show Only Available Copies
Location Call Number / Copy Notes Barcode Shelving Location Status Due Date
Lummi Library HG 179 .C275 2020 100000636 Stacks Reshelving -

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008191008s2020 maua 001 0 eng
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019 . ‡a1138021058
020 . ‡a9781507212660 ‡q(hardcover)
020 . ‡a1507212666
020 . ‡z9781507212677 ‡q(ebook)
035 . ‡a(OCoLC)1108438380 ‡z(OCoLC)1138021058
042 . ‡apcc
05000. ‡aHG179 ‡b.C275 2020
08200. ‡a332.024/02 ‡223
084 . ‡aF830.589 ‡2clc
1001 . ‡aCagan, Michele, ‡eauthor.
24510. ‡aDebt 101 : ‡bfrom interest rates and credit scores to student loans and debt payoff strategies, an essential primer on managing debt / ‡cMichele Cagan, CPA.
2463 . ‡aDebt one oh one
2463 . ‡aDebt one hundred one
2463 . ‡aDebt one hundred and one
250 . ‡aFirst Adams Media hardcover edition.
264 1. ‡aNew York : ‡bAdams Media, ‡c2020.
300 . ‡a254 pages, 8 unnumbered pages of plates : ‡bcolor illustrations ; ‡c19 cm.
336 . ‡atext ‡btxt ‡2rdacontent
337 . ‡aunmediated ‡bn ‡2rdamedia
338 . ‡avolume ‡bnc ‡2rdacarrier
4901 . ‡aAdams 101
500 . ‡aIncludes index.
520 . ‡a"The key to borrowing, managing, and paying off debt is understanding what it is, how it works and how it can affect your finances and your life. Debt 101 is the easy-to-follow guide to discovering how to pay off the debt you have plus learning how to use debt to your advantage. Debt 101 allows you to take control of your money with strategies best suited for your personal financial situation-whether you are buying a home or paying off student loans. You will learn the ins and outs of borrowing in a simple, straightforward manner, managing student loans and credit card debt, improving your credit score, understanding interest rates, good debt vs. bad debt, and so much more. Finally, you can get ahead of the incoming bills and never let your debt intimidate you again!"-- ‡cProvided by publisher.
5050 . ‡aIntroduction -- Chapter 1. How loans work ; A brief history of debt -- Terms & conditions -- Amoritization -- Different types of debt -- Predatory lending -- Chapter 2. The right way to borrow money ; Borrowing versus debt -- Credit building comes first -- Assets versus expenses -- Making money on the deal -- Building a business -- Chapter 3. Student loans ; Minimize your college costs -- Filling out the FAFSA -- How student loans work -- Going deeper on federal loans -- Making the payments -- Consolidating and refinancing -- Chapter 4. Credit cards ; How credit cards work -- Different types of cards -- The costs of credit cards -- Use your credit card effectively -- Balance transfers -- Getting out of credit card debt -- Chapter 5. Mortgages ; Right-size your mortgage -- Save up for a substantial down payment -- Fixed versus ARM -- Thirty year versus fifteen year -- Find the best lender -- Refinancing and prepayments -- Chapter 6. Other types of debt ; Car loans -- HEL/HELOCS -- Personal loans -- Payday loans -- Medical debt -- Business loans -- Chapter 7. Paying off debt ; Prioritize your debt -- Effective paydown plans -- Get the right help -- Dealing with collections -- Understand bankruptcy -- Chapter 8. Living debt-free (doesn't mean no borrowing) ; Wealth building -- Faster retirement savings -- Maintain an excellent credit score -- Rewards cards/credit card advantages -- Investing (in properties, etc.) but not gambling (margin accounts) -- Chapter 9. The other side of debt/be the bank ; Investing in debt -- Buy bonds -- Mortgage reits -- Peer-to-peer lending -- Hard money lending (trust deed investing).
650 0. ‡aFinance, Personal.
650 0. ‡aDebt.
650 0. ‡aSaving and investment.
650 6. ‡aDettes.
650 7. ‡aBUSINESS & ECONOMICS / Finance. ‡2bisacsh
650 7. ‡aFinance, Personal. ‡2cct
650 7. ‡aDebt. ‡2cct
650 7. ‡aSaving and investment. ‡2cct
650 7. ‡aHandbooks and manuals. ‡2cct
650 7. ‡aDebt ‡2fast
650 7. ‡aFinance, Personal ‡2fast
650 7. ‡aSaving and investment ‡2fast
655 7. ‡amanuals (instructional materials) ‡2aat
655 7. ‡ahandbooks. ‡2aat
655 7. ‡aInstructional and educational works ‡2fast
655 7. ‡aHandbooks and manuals ‡2fast
655 7. ‡aInstructional and educational works. ‡2lcgft
655 7. ‡aHandbooks and manuals. ‡2lcgft
830 0. ‡aAdams 101.
938 . ‡aIngram Library Services ‡bINGR ‡nin021171806
938 . ‡aBrodart ‡bBROD ‡n125198868
938 . ‡aYBP Library Services ‡bYANK ‡n16345346
0291 . ‡aAU@ ‡b000066578823
901 . ‡aon1108438380 ‡bOCoLC ‡c47294 ‡tbiblio